Dataset statistics
| Number of variables | 14 |
|---|---|
| Number of observations | 9578 |
| Missing cells | 0 |
| Missing cells (%) | 0.0% |
| Duplicate rows | 0 |
| Duplicate rows (%) | 0.0% |
| Total size in memory | 1.0 MiB |
| Average record size in memory | 112.0 B |
Variable types
| Categorical | 3 |
|---|---|
| Numeric | 11 |
int.rate is highly overall correlated with fico | High correlation |
fico is highly overall correlated with int.rate and 1 other fields | High correlation |
revol.bal is highly overall correlated with revol.util | High correlation |
revol.util is highly overall correlated with fico and 1 other fields | High correlation |
inq.last.6mths is highly overall correlated with credit.policy | High correlation |
credit.policy is highly overall correlated with inq.last.6mths | High correlation |
revol.bal has 321 (3.4%) zeros | Zeros |
revol.util has 297 (3.1%) zeros | Zeros |
inq.last.6mths has 3637 (38.0%) zeros | Zeros |
delinq.2yrs has 8458 (88.3%) zeros | Zeros |
pub.rec has 9019 (94.2%) zeros | Zeros |
Reproduction
| Analysis started | 2023-08-04 18:01:50.133098 |
|---|---|
| Analysis finished | 2023-08-04 18:02:03.339526 |
| Duration | 13.21 seconds |
| Software version | ydata-profiling vv4.2.0 |
| Download configuration | config.json |
credit.policy
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 75.0 KiB |
| 1 | |
|---|---|
| 0 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 9578 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 1 |
|---|---|
| 2nd row | 1 |
| 3rd row | 1 |
| 4th row | 1 |
| 5th row | 1 |
Common Values
| Value | Count | Frequency (%) |
| 1 | 7710 | |
| 0 | 1868 | 19.5% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| 1 | 7710 | |
| 0 | 1868 | 19.5% |
Most occurring characters
| Value | Count | Frequency (%) |
| 1 | 7710 | |
| 0 | 1868 | 19.5% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 9578 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 1 | 7710 | |
| 0 | 1868 | 19.5% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 9578 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 1 | 7710 | |
| 0 | 1868 | 19.5% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 9578 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 1 | 7710 | |
| 0 | 1868 | 19.5% |
purpose
Categorical
| Distinct | 7 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 75.0 KiB |
| debt_consolidation | |
|---|---|
| all_other | |
| credit_card | |
| home_improvement | |
| small_business | |
| Other values (2) |
Length
| Max length | 18 |
|---|---|
| Median length | 16 |
| Mean length | 14.064314 |
| Min length | 9 |
Characters and Unicode
| Total characters | 134708 |
|---|---|
| Distinct characters | 19 |
| Distinct categories | 2 ? |
| Distinct scripts | 2 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | debt_consolidation |
|---|---|
| 2nd row | credit_card |
| 3rd row | debt_consolidation |
| 4th row | debt_consolidation |
| 5th row | credit_card |
Common Values
| Value | Count | Frequency (%) |
| debt_consolidation | 3957 | |
| all_other | 2331 | |
| credit_card | 1262 | 13.2% |
| home_improvement | 629 | 6.6% |
| small_business | 619 | 6.5% |
| major_purchase | 437 | 4.6% |
| educational | 343 | 3.6% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| debt_consolidation | 3957 | |
| all_other | 2331 | |
| credit_card | 1262 | 13.2% |
| home_improvement | 629 | 6.6% |
| small_business | 619 | 6.5% |
| major_purchase | 437 | 4.6% |
| educational | 343 | 3.6% |
Most occurring characters
| Value | Count | Frequency (%) |
| o | 16240 | |
| t | 12479 | |
| e | 10836 | 8.0% |
| d | 10781 | 8.0% |
| i | 10767 | 8.0% |
| l | 10200 | 7.6% |
| a | 9729 | 7.2% |
| n | 9505 | 7.1% |
| _ | 9235 | 6.9% |
| c | 7261 | 5.4% |
| Other values (9) | 27675 |
Most occurring categories
| Value | Count | Frequency (%) |
| Lowercase Letter | 125473 | |
| Connector Punctuation | 9235 | 6.9% |
Most frequent character per category
Lowercase Letter
| Value | Count | Frequency (%) |
| o | 16240 | |
| t | 12479 | |
| e | 10836 | |
| d | 10781 | |
| i | 10767 | |
| l | 10200 | |
| a | 9729 | |
| n | 9505 | |
| c | 7261 | 5.8% |
| s | 6870 | 5.5% |
| Other values (8) | 20805 |
Connector Punctuation
| Value | Count | Frequency (%) |
| _ | 9235 |
Most occurring scripts
| Value | Count | Frequency (%) |
| Latin | 125473 | |
| Common | 9235 | 6.9% |
Most frequent character per script
Latin
| Value | Count | Frequency (%) |
| o | 16240 | |
| t | 12479 | |
| e | 10836 | |
| d | 10781 | |
| i | 10767 | |
| l | 10200 | |
| a | 9729 | |
| n | 9505 | |
| c | 7261 | 5.8% |
| s | 6870 | 5.5% |
| Other values (8) | 20805 |
Common
| Value | Count | Frequency (%) |
| _ | 9235 |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 134708 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| o | 16240 | |
| t | 12479 | |
| e | 10836 | 8.0% |
| d | 10781 | 8.0% |
| i | 10767 | 8.0% |
| l | 10200 | 7.6% |
| a | 9729 | 7.2% |
| n | 9505 | 7.1% |
| _ | 9235 | 6.9% |
| c | 7261 | 5.4% |
| Other values (9) | 27675 |
int.rate
Real number (ℝ)
| Distinct | 249 |
|---|---|
| Distinct (%) | 2.6% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.12264006 |
| Minimum | 0.06 |
|---|---|
| Maximum | 0.2164 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 75.0 KiB |
Quantile statistics
| Minimum | 0.06 |
|---|---|
| 5-th percentile | 0.0774 |
| Q1 | 0.1039 |
| median | 0.1221 |
| Q3 | 0.1407 |
| 95-th percentile | 0.167 |
| Maximum | 0.2164 |
| Range | 0.1564 |
| Interquartile range (IQR) | 0.0368 |
Descriptive statistics
| Standard deviation | 0.026846987 |
|---|---|
| Coefficient of variation (CV) | 0.21890879 |
| Kurtosis | -0.22432351 |
| Mean | 0.12264006 |
| Median Absolute Deviation (MAD) | 0.0186 |
| Skewness | 0.16441991 |
| Sum | 1174.6465 |
| Variance | 0.00072076072 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0.1253 | 354 | 3.7% |
| 0.0894 | 299 | 3.1% |
| 0.1183 | 243 | 2.5% |
| 0.1218 | 215 | 2.2% |
| 0.0963 | 210 | 2.2% |
| 0.1114 | 206 | 2.2% |
| 0.08 | 198 | 2.1% |
| 0.1287 | 197 | 2.1% |
| 0.1148 | 193 | 2.0% |
| 0.0859 | 187 | 2.0% |
| Other values (239) | 7276 |
| Value | Count | Frequency (%) |
| 0.06 | 8 | 0.1% |
| 0.0639 | 4 | < 0.1% |
| 0.0676 | 9 | 0.1% |
| 0.0705 | 23 | 0.2% |
| 0.0712 | 9 | 0.1% |
| 0.0714 | 28 | 0.3% |
| 0.0737 | 32 | |
| 0.074 | 72 | |
| 0.0743 | 33 | |
| 0.0751 | 38 |
| Value | Count | Frequency (%) |
| 0.2164 | 2 | < 0.1% |
| 0.2121 | 7 | |
| 0.209 | 2 | < 0.1% |
| 0.2086 | 6 | |
| 0.2052 | 4 | |
| 0.2017 | 6 | |
| 0.2016 | 1 | < 0.1% |
| 0.2011 | 9 | |
| 0.1982 | 8 | |
| 0.1979 | 6 |
installment
Real number (ℝ)
| Distinct | 4788 |
|---|---|
| Distinct (%) | 50.0% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 319.08941 |
| Minimum | 15.67 |
|---|---|
| Maximum | 940.14 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 75.0 KiB |
Quantile statistics
| Minimum | 15.67 |
|---|---|
| 5-th percentile | 65.5595 |
| Q1 | 163.77 |
| median | 268.95 |
| Q3 | 432.7625 |
| 95-th percentile | 756.2655 |
| Maximum | 940.14 |
| Range | 924.47 |
| Interquartile range (IQR) | 268.9925 |
Descriptive statistics
| Standard deviation | 207.0713 |
|---|---|
| Coefficient of variation (CV) | 0.64894444 |
| Kurtosis | 0.13790774 |
| Mean | 319.08941 |
| Median Absolute Deviation (MAD) | 124.7 |
| Skewness | 0.91252246 |
| Sum | 3056238.4 |
| Variance | 42878.524 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 317.72 | 41 | 0.4% |
| 316.11 | 34 | 0.4% |
| 319.47 | 29 | 0.3% |
| 381.26 | 27 | 0.3% |
| 662.68 | 27 | 0.3% |
| 156.1 | 24 | 0.3% |
| 320.95 | 24 | 0.3% |
| 334.67 | 23 | 0.2% |
| 669.33 | 23 | 0.2% |
| 188.02 | 23 | 0.2% |
| Other values (4778) | 9303 |
| Value | Count | Frequency (%) |
| 15.67 | 1 | |
| 15.69 | 1 | |
| 15.75 | 1 | |
| 15.76 | 1 | |
| 15.91 | 1 | |
| 16.08 | 1 | |
| 16.25 | 1 | |
| 16.31 | 1 | |
| 16.47 | 1 | |
| 16.73 | 1 |
| Value | Count | Frequency (%) |
| 940.14 | 1 | < 0.1% |
| 926.83 | 2 | |
| 922.42 | 1 | < 0.1% |
| 918.02 | 2 | |
| 916.95 | 2 | |
| 914.42 | 2 | |
| 913.63 | 3 | |
| 910.44 | 1 | < 0.1% |
| 909.25 | 1 | < 0.1% |
| 907.6 | 2 |
log.annual.inc
Real number (ℝ)
| Distinct | 1987 |
|---|---|
| Distinct (%) | 20.7% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 10.932117 |
| Minimum | 7.5475017 |
|---|---|
| Maximum | 14.528354 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 75.0 KiB |
Quantile statistics
| Minimum | 7.5475017 |
|---|---|
| 5-th percentile | 9.9178933 |
| Q1 | 10.558414 |
| median | 10.928884 |
| Q3 | 11.291293 |
| 95-th percentile | 11.918391 |
| Maximum | 14.528354 |
| Range | 6.9808528 |
| Interquartile range (IQR) | 0.7328794 |
Descriptive statistics
| Standard deviation | 0.61481275 |
|---|---|
| Coefficient of variation (CV) | 0.056239129 |
| Kurtosis | 1.6090041 |
| Mean | 10.932117 |
| Median Absolute Deviation (MAD) | 0.36694576 |
| Skewness | 0.028668107 |
| Sum | 104707.82 |
| Variance | 0.37799472 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 11.00209984 | 308 | 3.2% |
| 10.81977828 | 248 | 2.6% |
| 10.30895266 | 224 | 2.3% |
| 10.59663473 | 224 | 2.3% |
| 10.71441777 | 221 | 2.3% |
| 11.22524339 | 196 | 2.0% |
| 11.15625052 | 165 | 1.7% |
| 10.77895629 | 149 | 1.6% |
| 10.91508846 | 147 | 1.5% |
| 11.08214255 | 146 | 1.5% |
| Other values (1977) | 7550 |
| Value | Count | Frequency (%) |
| 7.547501683 | 1 | < 0.1% |
| 7.60090246 | 1 | < 0.1% |
| 8.101677747 | 1 | < 0.1% |
| 8.160518247 | 1 | < 0.1% |
| 8.188689124 | 1 | < 0.1% |
| 8.29404964 | 3 | |
| 8.342839804 | 1 | < 0.1% |
| 8.411832676 | 1 | < 0.1% |
| 8.476371197 | 2 | |
| 8.494538501 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 14.52835448 | 1 | < 0.1% |
| 14.18015367 | 1 | < 0.1% |
| 14.12446477 | 1 | < 0.1% |
| 13.99783211 | 1 | < 0.1% |
| 13.71015004 | 2 | |
| 13.5670492 | 2 | |
| 13.54370183 | 1 | < 0.1% |
| 13.48700649 | 1 | < 0.1% |
| 13.47019937 | 1 | < 0.1% |
| 13.45883561 | 3 |
dti
Real number (ℝ)
| Distinct | 2529 |
|---|---|
| Distinct (%) | 26.4% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 12.606679 |
| Minimum | 0 |
|---|---|
| Maximum | 29.96 |
| Zeros | 89 |
| Zeros (%) | 0.9% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 75.0 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 1.27 |
| Q1 | 7.2125 |
| median | 12.665 |
| Q3 | 17.95 |
| 95-th percentile | 23.65 |
| Maximum | 29.96 |
| Range | 29.96 |
| Interquartile range (IQR) | 10.7375 |
Descriptive statistics
| Standard deviation | 6.8839695 |
|---|---|
| Coefficient of variation (CV) | 0.54605734 |
| Kurtosis | -0.90035536 |
| Mean | 12.606679 |
| Median Absolute Deviation (MAD) | 5.385 |
| Skewness | 0.023941023 |
| Sum | 120746.77 |
| Variance | 47.389037 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 89 | 0.9% |
| 10 | 19 | 0.2% |
| 0.6 | 16 | 0.2% |
| 15.1 | 13 | 0.1% |
| 12 | 13 | 0.1% |
| 13.16 | 13 | 0.1% |
| 6 | 13 | 0.1% |
| 19.2 | 13 | 0.1% |
| 10.8 | 12 | 0.1% |
| 15.6 | 12 | 0.1% |
| Other values (2519) | 9365 |
| Value | Count | Frequency (%) |
| 0 | 89 | |
| 0.01 | 1 | < 0.1% |
| 0.02 | 1 | < 0.1% |
| 0.03 | 1 | < 0.1% |
| 0.04 | 2 | < 0.1% |
| 0.05 | 1 | < 0.1% |
| 0.07 | 3 | < 0.1% |
| 0.08 | 2 | < 0.1% |
| 0.09 | 2 | < 0.1% |
| 0.12 | 2 | < 0.1% |
| Value | Count | Frequency (%) |
| 29.96 | 1 | |
| 29.95 | 1 | |
| 29.9 | 1 | |
| 29.74 | 1 | |
| 29.72 | 1 | |
| 29.7 | 2 | |
| 29.6 | 1 | |
| 29.47 | 1 | |
| 29.42 | 1 | |
| 29.41 | 1 |
fico
Real number (ℝ)
| Distinct | 44 |
|---|---|
| Distinct (%) | 0.5% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 710.84631 |
| Minimum | 612 |
|---|---|
| Maximum | 827 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 75.0 KiB |
Quantile statistics
| Minimum | 612 |
|---|---|
| 5-th percentile | 657 |
| Q1 | 682 |
| median | 707 |
| Q3 | 737 |
| 95-th percentile | 782 |
| Maximum | 827 |
| Range | 215 |
| Interquartile range (IQR) | 55 |
Descriptive statistics
| Standard deviation | 37.970537 |
|---|---|
| Coefficient of variation (CV) | 0.053415958 |
| Kurtosis | -0.42231231 |
| Mean | 710.84631 |
| Median Absolute Deviation (MAD) | 25 |
| Skewness | 0.47125974 |
| Sum | 6808486 |
| Variance | 1441.7617 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 687 | 548 | 5.7% |
| 682 | 536 | 5.6% |
| 692 | 498 | 5.2% |
| 697 | 476 | 5.0% |
| 702 | 472 | 4.9% |
| 707 | 444 | 4.6% |
| 667 | 438 | 4.6% |
| 677 | 427 | 4.5% |
| 717 | 424 | 4.4% |
| 662 | 414 | 4.3% |
| Other values (34) | 4901 |
| Value | Count | Frequency (%) |
| 612 | 2 | < 0.1% |
| 617 | 1 | < 0.1% |
| 622 | 1 | < 0.1% |
| 627 | 2 | < 0.1% |
| 632 | 6 | 0.1% |
| 637 | 5 | 0.1% |
| 642 | 102 | |
| 647 | 112 | |
| 652 | 131 | |
| 657 | 127 |
| Value | Count | Frequency (%) |
| 827 | 1 | < 0.1% |
| 822 | 5 | 0.1% |
| 817 | 6 | 0.1% |
| 812 | 33 | 0.3% |
| 807 | 45 | 0.5% |
| 802 | 55 | |
| 797 | 76 | |
| 792 | 97 | |
| 787 | 85 | |
| 782 | 118 |
days.with.cr.line
Real number (ℝ)
| Distinct | 2687 |
|---|---|
| Distinct (%) | 28.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 4560.7672 |
| Minimum | 178.95833 |
|---|---|
| Maximum | 17639.958 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 75.0 KiB |
Quantile statistics
| Minimum | 178.95833 |
|---|---|
| 5-th percentile | 1320.0417 |
| Q1 | 2820 |
| median | 4139.9583 |
| Q3 | 5730 |
| 95-th percentile | 9329.9583 |
| Maximum | 17639.958 |
| Range | 17461 |
| Interquartile range (IQR) | 2910 |
Descriptive statistics
| Standard deviation | 2496.9304 |
|---|---|
| Coefficient of variation (CV) | 0.54748034 |
| Kurtosis | 1.9378606 |
| Mean | 4560.7672 |
| Median Absolute Deviation (MAD) | 1440.0833 |
| Skewness | 1.1557482 |
| Sum | 43683028 |
| Variance | 6234661.3 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 3660 | 50 | 0.5% |
| 3630 | 48 | 0.5% |
| 3990 | 46 | 0.5% |
| 4410 | 44 | 0.5% |
| 3600 | 41 | 0.4% |
| 2550 | 38 | 0.4% |
| 4080 | 38 | 0.4% |
| 1800 | 37 | 0.4% |
| 3690 | 37 | 0.4% |
| 4020 | 35 | 0.4% |
| Other values (2677) | 9164 |
| Value | Count | Frequency (%) |
| 178.9583333 | 1 | < 0.1% |
| 180.0416667 | 3 | |
| 181 | 1 | < 0.1% |
| 183.0416667 | 1 | < 0.1% |
| 209.0416667 | 1 | < 0.1% |
| 210 | 1 | < 0.1% |
| 212.0416667 | 1 | < 0.1% |
| 238.9583333 | 5 | |
| 240.0416667 | 1 | < 0.1% |
| 291.9583333 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 17639.95833 | 1 | |
| 17616 | 1 | |
| 16652 | 1 | |
| 16350 | 1 | |
| 16260 | 1 | |
| 16259.04167 | 1 | |
| 16213 | 1 | |
| 15990 | 1 | |
| 15692 | 1 | |
| 15420.95833 | 1 |
revol.bal
Real number (ℝ)
HIGH CORRELATION  ZEROS 
| Distinct | 7869 |
|---|---|
| Distinct (%) | 82.2% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 16913.964 |
| Minimum | 0 |
|---|---|
| Maximum | 1207359 |
| Zeros | 321 |
| Zeros (%) | 3.4% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 75.0 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 127.7 |
| Q1 | 3187 |
| median | 8596 |
| Q3 | 18249.5 |
| 95-th percentile | 57654.3 |
| Maximum | 1207359 |
| Range | 1207359 |
| Interquartile range (IQR) | 15062.5 |
Descriptive statistics
| Standard deviation | 33756.19 |
|---|---|
| Coefficient of variation (CV) | 1.9957586 |
| Kurtosis | 259.6552 |
| Mean | 16913.964 |
| Median Absolute Deviation (MAD) | 6488 |
| Skewness | 11.161058 |
| Sum | 1.6200195 × 108 |
| Variance | 1.1394803 × 109 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 321 | 3.4% |
| 298 | 10 | 0.1% |
| 255 | 10 | 0.1% |
| 682 | 9 | 0.1% |
| 346 | 8 | 0.1% |
| 2229 | 6 | 0.1% |
| 182 | 6 | 0.1% |
| 1085 | 6 | 0.1% |
| 8035 | 5 | 0.1% |
| 1 | 5 | 0.1% |
| Other values (7859) | 9192 |
| Value | Count | Frequency (%) |
| 0 | 321 | |
| 1 | 5 | 0.1% |
| 2 | 2 | < 0.1% |
| 3 | 1 | < 0.1% |
| 4 | 2 | < 0.1% |
| 5 | 4 | < 0.1% |
| 6 | 5 | 0.1% |
| 7 | 1 | < 0.1% |
| 9 | 4 | < 0.1% |
| 10 | 3 | < 0.1% |
| Value | Count | Frequency (%) |
| 1207359 | 1 | |
| 952013 | 1 | |
| 602519 | 1 | |
| 508961 | 1 | |
| 407794 | 1 | |
| 401941 | 1 | |
| 394107 | 1 | |
| 388892 | 1 | |
| 385489 | 1 | |
| 374487 | 1 |
revol.util
Real number (ℝ)
HIGH CORRELATION  ZEROS 
| Distinct | 1035 |
|---|---|
| Distinct (%) | 10.8% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 46.799236 |
| Minimum | 0 |
|---|---|
| Maximum | 119 |
| Zeros | 297 |
| Zeros (%) | 3.1% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 75.0 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 1.1 |
| Q1 | 22.6 |
| median | 46.3 |
| Q3 | 70.9 |
| 95-th percentile | 94 |
| Maximum | 119 |
| Range | 119 |
| Interquartile range (IQR) | 48.3 |
Descriptive statistics
| Standard deviation | 29.014417 |
|---|---|
| Coefficient of variation (CV) | 0.6199763 |
| Kurtosis | -1.116467 |
| Mean | 46.799236 |
| Median Absolute Deviation (MAD) | 24.2 |
| Skewness | 0.059985443 |
| Sum | 448243.08 |
| Variance | 841.83639 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 297 | 3.1% |
| 0.5 | 26 | 0.3% |
| 47.8 | 22 | 0.2% |
| 0.3 | 22 | 0.2% |
| 73.7 | 22 | 0.2% |
| 3.3 | 21 | 0.2% |
| 0.1 | 21 | 0.2% |
| 0.7 | 20 | 0.2% |
| 1 | 20 | 0.2% |
| 0.2 | 20 | 0.2% |
| Other values (1025) | 9087 |
| Value | Count | Frequency (%) |
| 0 | 297 | |
| 0.04 | 1 | < 0.1% |
| 0.1 | 21 | 0.2% |
| 0.2 | 20 | 0.2% |
| 0.3 | 22 | 0.2% |
| 0.4 | 12 | 0.1% |
| 0.5 | 26 | 0.3% |
| 0.6 | 12 | 0.1% |
| 0.7 | 20 | 0.2% |
| 0.8 | 14 | 0.1% |
| Value | Count | Frequency (%) |
| 119 | 1 | |
| 108.8 | 1 | |
| 106.5 | 1 | |
| 106.4 | 1 | |
| 106.2 | 1 | |
| 106.1 | 1 | |
| 105.7 | 1 | |
| 105.3 | 1 | |
| 105.2 | 1 | |
| 104.3 | 1 |
inq.last.6mths
Real number (ℝ)
HIGH CORRELATION  ZEROS 
| Distinct | 28 |
|---|---|
| Distinct (%) | 0.3% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 1.5774692 |
| Minimum | 0 |
|---|---|
| Maximum | 33 |
| Zeros | 3637 |
| Zeros (%) | 38.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 75.0 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 0 |
| median | 1 |
| Q3 | 2 |
| 95-th percentile | 5 |
| Maximum | 33 |
| Range | 33 |
| Interquartile range (IQR) | 2 |
Descriptive statistics
| Standard deviation | 2.2002453 |
|---|---|
| Coefficient of variation (CV) | 1.3947945 |
| Kurtosis | 26.288131 |
| Mean | 1.5774692 |
| Median Absolute Deviation (MAD) | 1 |
| Skewness | 3.5841509 |
| Sum | 15109 |
| Variance | 4.8410794 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 3637 | |
| 1 | 2462 | |
| 2 | 1384 | 14.4% |
| 3 | 864 | 9.0% |
| 4 | 475 | 5.0% |
| 5 | 278 | 2.9% |
| 6 | 165 | 1.7% |
| 7 | 100 | 1.0% |
| 8 | 72 | 0.8% |
| 9 | 47 | 0.5% |
| Other values (18) | 94 | 1.0% |
| Value | Count | Frequency (%) |
| 0 | 3637 | |
| 1 | 2462 | |
| 2 | 1384 | 14.4% |
| 3 | 864 | 9.0% |
| 4 | 475 | 5.0% |
| 5 | 278 | 2.9% |
| 6 | 165 | 1.7% |
| 7 | 100 | 1.0% |
| 8 | 72 | 0.8% |
| 9 | 47 | 0.5% |
| Value | Count | Frequency (%) |
| 33 | 1 | < 0.1% |
| 32 | 1 | < 0.1% |
| 31 | 1 | < 0.1% |
| 28 | 1 | < 0.1% |
| 27 | 1 | < 0.1% |
| 25 | 1 | < 0.1% |
| 24 | 2 | |
| 20 | 1 | < 0.1% |
| 19 | 2 | |
| 18 | 4 |
delinq.2yrs
Real number (ℝ)
| Distinct | 11 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.1637085 |
| Minimum | 0 |
|---|---|
| Maximum | 13 |
| Zeros | 8458 |
| Zeros (%) | 88.3% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 75.0 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 0 |
| median | 0 |
| Q3 | 0 |
| 95-th percentile | 1 |
| Maximum | 13 |
| Range | 13 |
| Interquartile range (IQR) | 0 |
Descriptive statistics
| Standard deviation | 0.54621492 |
|---|---|
| Coefficient of variation (CV) | 3.3365093 |
| Kurtosis | 71.433182 |
| Mean | 0.1637085 |
| Median Absolute Deviation (MAD) | 0 |
| Skewness | 6.0617933 |
| Sum | 1568 |
| Variance | 0.29835074 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 8458 | |
| 1 | 832 | 8.7% |
| 2 | 192 | 2.0% |
| 3 | 65 | 0.7% |
| 4 | 19 | 0.2% |
| 5 | 6 | 0.1% |
| 6 | 2 | < 0.1% |
| 13 | 1 | < 0.1% |
| 7 | 1 | < 0.1% |
| 8 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 0 | 8458 | |
| 1 | 832 | 8.7% |
| 2 | 192 | 2.0% |
| 3 | 65 | 0.7% |
| 4 | 19 | 0.2% |
| 5 | 6 | 0.1% |
| 6 | 2 | < 0.1% |
| 7 | 1 | < 0.1% |
| 8 | 1 | < 0.1% |
| 11 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 13 | 1 | < 0.1% |
| 11 | 1 | < 0.1% |
| 8 | 1 | < 0.1% |
| 7 | 1 | < 0.1% |
| 6 | 2 | < 0.1% |
| 5 | 6 | 0.1% |
| 4 | 19 | 0.2% |
| 3 | 65 | 0.7% |
| 2 | 192 | 2.0% |
| 1 | 832 |
pub.rec
Real number (ℝ)
| Distinct | 6 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.062121529 |
| Minimum | 0 |
|---|---|
| Maximum | 5 |
| Zeros | 9019 |
| Zeros (%) | 94.2% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 75.0 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 0 |
| median | 0 |
| Q3 | 0 |
| 95-th percentile | 1 |
| Maximum | 5 |
| Range | 5 |
| Interquartile range (IQR) | 0 |
Descriptive statistics
| Standard deviation | 0.26212633 |
|---|---|
| Coefficient of variation (CV) | 4.219573 |
| Kurtosis | 38.781007 |
| Mean | 0.062121529 |
| Median Absolute Deviation (MAD) | 0 |
| Skewness | 5.1264345 |
| Sum | 595 |
| Variance | 0.068710211 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 9019 | |
| 1 | 533 | 5.6% |
| 2 | 19 | 0.2% |
| 3 | 5 | 0.1% |
| 4 | 1 | < 0.1% |
| 5 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 0 | 9019 | |
| 1 | 533 | 5.6% |
| 2 | 19 | 0.2% |
| 3 | 5 | 0.1% |
| 4 | 1 | < 0.1% |
| 5 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 5 | 1 | < 0.1% |
| 4 | 1 | < 0.1% |
| 3 | 5 | 0.1% |
| 2 | 19 | 0.2% |
| 1 | 533 | 5.6% |
| 0 | 9019 |
not.fully.paid
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 75.0 KiB |
| 0 | |
|---|---|
| 1 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 9578 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 8045 | |
| 1 | 1533 | 16.0% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 8045 | |
| 1 | 1533 | 16.0% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 8045 | |
| 1 | 1533 | 16.0% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 9578 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 8045 | |
| 1 | 1533 | 16.0% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 9578 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 8045 | |
| 1 | 1533 | 16.0% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 9578 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 8045 | |
| 1 | 1533 | 16.0% |
| int.rate | installment | log.annual.inc | dti | fico | days.with.cr.line | revol.bal | revol.util | inq.last.6mths | delinq.2yrs | pub.rec | credit.policy | purpose | not.fully.paid | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| int.rate | 1.000 | 0.243 | 0.042 | 0.216 | -0.745 | -0.134 | 0.149 | 0.473 | 0.174 | 0.173 | 0.094 | 0.309 | 0.111 | 0.159 |
| installment | 0.243 | 1.000 | 0.431 | 0.063 | 0.085 | 0.202 | 0.352 | 0.096 | -0.007 | -0.008 | -0.028 | 0.095 | 0.140 | 0.068 |
| log.annual.inc | 0.042 | 0.431 | 1.000 | -0.060 | 0.108 | 0.400 | 0.416 | 0.053 | 0.031 | 0.030 | 0.013 | 0.115 | 0.102 | 0.059 |
| dti | 0.216 | 0.063 | -0.060 | 1.000 | -0.214 | 0.073 | 0.376 | 0.334 | 0.028 | -0.018 | 0.009 | 0.205 | 0.101 | 0.031 |
| fico | -0.745 | 0.085 | 0.108 | -0.214 | 1.000 | 0.252 | -0.095 | -0.520 | -0.174 | -0.237 | -0.148 | 0.464 | 0.082 | 0.153 |
| days.with.cr.line | -0.134 | 0.202 | 0.400 | 0.073 | 0.252 | 1.000 | 0.324 | -0.004 | -0.042 | 0.095 | 0.102 | 0.179 | 0.066 | 0.029 |
| revol.bal | 0.149 | 0.352 | 0.416 | 0.376 | -0.095 | 0.324 | 1.000 | 0.515 | -0.023 | -0.054 | -0.026 | 0.217 | 0.038 | 0.052 |
| revol.util | 0.473 | 0.096 | 0.053 | 0.334 | -0.520 | -0.004 | 0.515 | 1.000 | -0.016 | -0.032 | 0.071 | 0.107 | 0.122 | 0.082 |
| inq.last.6mths | 0.174 | -0.007 | 0.031 | 0.028 | -0.174 | -0.042 | -0.023 | -0.016 | 1.000 | 0.021 | 0.056 | 0.652 | 0.032 | 0.146 |
| delinq.2yrs | 0.173 | -0.008 | 0.030 | -0.018 | -0.237 | 0.095 | -0.054 | -0.032 | 0.021 | 1.000 | 0.001 | 0.071 | 0.000 | 0.000 |
| pub.rec | 0.094 | -0.028 | 0.013 | 0.009 | -0.148 | 0.102 | -0.026 | 0.071 | 0.056 | 0.001 | 1.000 | 0.056 | 0.029 | 0.060 |
| credit.policy | 0.309 | 0.095 | 0.115 | 0.205 | 0.464 | 0.179 | 0.217 | 0.107 | 0.652 | 0.071 | 0.056 | 1.000 | 0.041 | 0.157 |
| purpose | 0.111 | 0.140 | 0.102 | 0.101 | 0.082 | 0.066 | 0.038 | 0.122 | 0.032 | 0.000 | 0.029 | 0.041 | 1.000 | 0.097 |
| not.fully.paid | 0.159 | 0.068 | 0.059 | 0.031 | 0.153 | 0.029 | 0.052 | 0.082 | 0.146 | 0.000 | 0.060 | 0.157 | 0.097 | 1.000 |
| credit.policy | purpose | int.rate | installment | log.annual.inc | dti | fico | days.with.cr.line | revol.bal | revol.util | inq.last.6mths | delinq.2yrs | pub.rec | not.fully.paid | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 1 | debt_consolidation | 0.1189 | 829.10 | 11.350407 | 19.48 | 737 | 5639.958333 | 28854 | 52.1 | 0 | 0 | 0 | 0 |
| 1 | 1 | credit_card | 0.1071 | 228.22 | 11.082143 | 14.29 | 707 | 2760.000000 | 33623 | 76.7 | 0 | 0 | 0 | 0 |
| 2 | 1 | debt_consolidation | 0.1357 | 366.86 | 10.373491 | 11.63 | 682 | 4710.000000 | 3511 | 25.6 | 1 | 0 | 0 | 0 |
| 3 | 1 | debt_consolidation | 0.1008 | 162.34 | 11.350407 | 8.10 | 712 | 2699.958333 | 33667 | 73.2 | 1 | 0 | 0 | 0 |
| 4 | 1 | credit_card | 0.1426 | 102.92 | 11.299732 | 14.97 | 667 | 4066.000000 | 4740 | 39.5 | 0 | 1 | 0 | 0 |
| 5 | 1 | credit_card | 0.0788 | 125.13 | 11.904968 | 16.98 | 727 | 6120.041667 | 50807 | 51.0 | 0 | 0 | 0 | 0 |
| 6 | 1 | debt_consolidation | 0.1496 | 194.02 | 10.714418 | 4.00 | 667 | 3180.041667 | 3839 | 76.8 | 0 | 0 | 1 | 1 |
| 7 | 1 | all_other | 0.1114 | 131.22 | 11.002100 | 11.08 | 722 | 5116.000000 | 24220 | 68.6 | 0 | 0 | 0 | 1 |
| 8 | 1 | home_improvement | 0.1134 | 87.19 | 11.407565 | 17.25 | 682 | 3989.000000 | 69909 | 51.1 | 1 | 0 | 0 | 0 |
| 9 | 1 | debt_consolidation | 0.1221 | 84.12 | 10.203592 | 10.00 | 707 | 2730.041667 | 5630 | 23.0 | 1 | 0 | 0 | 0 |
| credit.policy | purpose | int.rate | installment | log.annual.inc | dti | fico | days.with.cr.line | revol.bal | revol.util | inq.last.6mths | delinq.2yrs | pub.rec | not.fully.paid | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 9568 | 0 | all_other | 0.1979 | 37.06 | 10.645425 | 22.17 | 667 | 5916.000000 | 28854 | 59.8 | 6 | 0 | 1 | 0 |
| 9569 | 0 | home_improvement | 0.1426 | 823.34 | 12.429216 | 3.62 | 722 | 3239.958333 | 33575 | 83.9 | 5 | 0 | 0 | 1 |
| 9570 | 0 | all_other | 0.1671 | 113.63 | 10.645425 | 28.06 | 672 | 3210.041667 | 25759 | 63.8 | 5 | 0 | 0 | 1 |
| 9571 | 0 | all_other | 0.1568 | 161.01 | 11.225243 | 8.00 | 677 | 7230.000000 | 6909 | 29.2 | 4 | 0 | 1 | 1 |
| 9572 | 0 | debt_consolidation | 0.1565 | 69.98 | 10.110472 | 7.02 | 662 | 8190.041667 | 2999 | 39.5 | 6 | 0 | 0 | 1 |
| 9573 | 0 | all_other | 0.1461 | 344.76 | 12.180755 | 10.39 | 672 | 10474.000000 | 215372 | 82.1 | 2 | 0 | 0 | 1 |
| 9574 | 0 | all_other | 0.1253 | 257.70 | 11.141862 | 0.21 | 722 | 4380.000000 | 184 | 1.1 | 5 | 0 | 0 | 1 |
| 9575 | 0 | debt_consolidation | 0.1071 | 97.81 | 10.596635 | 13.09 | 687 | 3450.041667 | 10036 | 82.9 | 8 | 0 | 0 | 1 |
| 9576 | 0 | home_improvement | 0.1600 | 351.58 | 10.819778 | 19.18 | 692 | 1800.000000 | 0 | 3.2 | 5 | 0 | 0 | 1 |
| 9577 | 0 | debt_consolidation | 0.1392 | 853.43 | 11.264464 | 16.28 | 732 | 4740.000000 | 37879 | 57.0 | 6 | 0 | 0 | 1 |